Many new agents are brought into insurance sales through Primerica’s recruiting effort.. Introduction to Your Camera Also called Prime America at times, they distribute financial products to the North American residents. Profit Potential: Full time income My Score: 3/5 Summary: Primerica is a legit company with a long track record. The mlm legality issue has been discussed in our popular article, MLM vs Affiliate Marketing. Primerica puts themselves into it. It is a company that has been around for years. Is Primerica a pyramid scheme? Primerica Review Summary. As Primerica does have numerous products and it is possible for recruiters to make money by selling these products it is not a pyramid scheme. I suggest you read the article to understand more. Some call it a pyramid scheme or a scam and some support it saying it's a legit money maker for them. Wikipedia defines a pyramid scheme like this: "A pyramid scheme is a business model that recruits members via a promise of payments or services for enrolling others into the scheme, rather than supplying investments or sale of products or services." In the books of the Federal Trade Commission (FTC): Ponzis and Pyramids is a consumer education audio series that examines multi-level marketing and revealing the similarities between Wall Street Ponzis and Main Street Pyramids.. Ponzis and Pyramids is sponsored by Pyramid Scheme Alert and supported by donations from dedicated consumer activists, attorneys, and authors.. Each show is 60 minutes long and is in MP3 … If you do well, you can make up to 95% commission by simply selling the products and this is why it is considered one of the highest-paying MLMs. However, many wonder if Primerica is a legit company based on their first interaction. It is a legit program that offers real products for distributors to promote and an opportunity to build a business recruiting members. A pyramid scheme is a promise of paying clients for them recruiting new members into the program, rather than selling an actual product. Letsimage. We DO NOT feel that there is any type of scam or scheme associated with Primerica. This is not to say that there is a Primerica scam or Primerica pyramid scheme. Are you looking for a Primerica review to determine if the insurance company is a scam, multi-level marketing company, or pyramid scheme? Primerica is neither a pyramid scheme nor a scam. For us to answer this we must really know what a pyramid scheme is. Primerica Financial Services, Inc or Primerica as it's popularly known is a biz op that has a lot of controversy going around it. Since Primerica is an mlm business opportunity, many of my readers and investors have asked, ‘Is Primerica a pyramid scheme?’ Under US laws, Primerica is not a pyramid scheme. Jennifer Fong hit the nail on the head with her post as far as DSA involvement goes and a clear definition of pyramid schemes versus legitimate direct selling companies. However, there is enough negative information about this company that we simply cannot recommend it fully right now. Menu Home; Master HDR Photography; Master Your Camera. And, because of the close ties between Network Marketing or MLM with a Pyramid Scheme, many people claims that Primerica is a pyramid scheme. Company: Primerica Product Type: Insurance and investment products / MLM business opportunity. They do use a multi-level marketing business model but they are definitely not a pyramid scheme.. Legit MLMs and pyramid scams … Photography Tutorials and More. What is a Pyramid Scheme? 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